Accidental insurance cover to woo farmers

Jaipur, April 19 : With elections round the corner, the BJP government is set to woo the farmers, who are unhappy with the government.   

Apart from loans, the government has now announced an accidental insurance cover of Rs10 lakh in the current financial year for 25 lakh farmers. This is the highest-ever accidental insurance coverage to farmers in any state, the state cooperative minister Ajay Singh Kilak said.

Chief minister Vasundhara Raje had announced a hike in the accidental insurance coverage to farmers from Rs 6 lakh to Rs 10 lakh in December last year.  The cooperative department had then launched the ‘Cooperative Individual Accident Insurance Scheme’ in the state.

Those farmers who take short term loan from the cooperative banks would be given preference under the insurance scheme. In the current fiscal Rs 16,000 crore has been earmarked for short term loan disbursal to farmers and those farmers avail loan would be covered under the insurance scheme.

The farmers could avail Rs 10 lakh personal insurance cover for a premium of just Rs 188.80 a year.  The insured farmers are covered under all kinds of accidents, including road, rail, fire, drowning, death due to the effects of fertilizers, lightning, electrocution and snake bite etc.

In case of disability and permanent damage to eye, hands or legs, the farmers would get insurance cover of Rs 5 lakh and if more than one of the organs suffered permanent disability due to any of the above mentioned reasons then also the farmers would be eligible for Rs 10 lakh insurance cover.


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